In a time where getting a first step onto the property ladder seems harder than ever, it may come as a surprise that owning a home is actually cheaper than renting in nearly two thirds of Britain. Who’d have thought it!? Potential first-time buyers would have...
The government’s flagship housing policy is now celebrating five years of helping people like you save for and buy their dream home. Since its inception in 2013, the government has launched various related schemes, including the Help to Buy ISA, Shared Ownership, and the Help to Buy:...
One of the hottest topics being discussed in the protection industry is the possible move towards embracing wearable technology. One provider is already offering reduced gym memberships, as well as encouraging policy engagement through health and activity tracking. But could it change the industry and...
It may come as a surprise to you, but statistics from RedArc show that 60% of those that have suffered a stroke are of working age between 40 and 59. The research also showed that a whole quarter of the 100,000 strokes in the UK each year...
A very Merry Christmas and Happy New Year to all our clients, old and new. Thank you for all of your support and referrals this year, it's very much appreciated. Rob, Debs and all the Team...
When I first starting working in Financial Services 15 years ago, my mentor at the time had a Will writing background so it's been drilled in to me from a young age how important it is to ensure your clients have Wills in place. Over the years...
Now that the government has confirmed it will end the Help to Buy: Mortgage Guarantee Scheme, or Help to Buy 2, at the end of 2016, many are wondering what the future holds for the first-time buyer market. Launched in 2014, to help revitalise a sluggish...
We're delighted to welcome on board our new protection specialist, Bernie Buron. Bernie has a wealth of experience in this field having worked in the life insurance industry for 16 years. He is passionate about increasing awareness of the need for protection to ensure you and your family are financially...
Aviva’s latest report on family finances focusses on the spending and saving behaviours of those between the ages of 18-35; more commonly known as “Millennials”. As well as looking at the problems facing millennials such as housing and debt, the report also highlighted how advisers...
Guidelines for First Time Buyers If this is the first time you’ve bought a new home, or if you just haven’t done it for a while, the points below give a few useful notes on the buying process. Our aim at Advoco is to make things...