Protection
Personal Insurance Advice
So you’ve just taken out the biggest financial commitment you’re ever likely to make. The next step is to ensure that both it and you are protected so that you can remain in your home and ensure your family are provided for in case of the worst.
Although we all often and probably subconsciously think ‘it’ll never happen to me’ unfortunately it can. Even if you feel that premature death may be unlikely, in a day and age when we’re all living longer, we’re at a much higher risk of critical illnesses and long term ill health which are likely to lead to a period out of work and even a short term loss of income could quickly lead to you losing your home and lifestyle.
Advoco offers a professional advice service and a comprehensive range of insurance products to ensure that in the event of the worst, you’re protected.
We offer specialist advice and guidance on the following products:
- Life Insurance including Term Assurance, Decreasing Term and Family Income Benefit
- Critical and Serious Illness Cover
- Income Protection
- Accident, Sickness and Unemployment (Payment protection insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against the loss of income. )
- Household Insurance
It’s also essential that once the protection is in place that you seek advice on Wills and Trusts to make sure your estate is both tax efficient and ensure that any money ends up in the right hands at the right time. Visit our Wills and Probate page to see how our advisers can help with this too.