Protection for the Whole Family

Wills and Trusts Advoco

Protection for the Whole Family

We often think of protecting ourselves to ensure that if we were to become ill, our family would be provided for at a difficult time. But what would happen if your child was to become seriously ill? It is something we all don’t want to think about, but if it was to happen then you would most likely need time to care for your child, which would mean taking time off of work to ensure they have all they need.

It is a difficult time for parents, one which Friends Life believe is well worth protecting. That’s why they have designed childcover benefit to be included with their Protect+ Critical Illness Cover and Critical Illness with Life Cover. This cover applies to all eligible children up to the age of 18, or 21 if they are not working, or if they are, it is less than 35 hours a week.

If the worst was to happen and your child was diagnosed with one of the many conditions covered, the policy will pay out a lump sum payment of 50% of the benefit, up to a maximum of £25,000. This could be used to cover unpaid work, pay for medical care and equipment or help fund a special treat for your child at a difficult time, such as a holiday.

As an added benefit, Friends Life childcover also comes with access to Best Doctors, an expert second medical opinion service. Now if your child were to fall ill, you would not just receive financial support, but the cover also provides much needed medical support as well. Childcover includes child-specific illnesses that would have not been normally covered.

Friends Life believe the cover to be valuable to both parents and those thinking of starting a family. If you would like to know more about this cover or any other type of protection, contact us today to speak to one of our advisers.


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