In the wake of 'Brexit' we're all sat here wondering what the impact of this is likely to be on the housing market and mortgage rates - the honest answer is we really don't know. There's no doubt that there is going to be a considerable...
We often think of protecting ourselves to ensure that if we were to become ill, our family would be provided for at a difficult time. But what would happen if your child was to become seriously ill? It is something we all don’t want to...
We're delighted to announce the launch of our brand new website. It's now fully responsive so it allows you to browse from any mobile device with ease and we've also included a news/blog section so you can keep up with the latest activities and advice...
Did you beat the BTL rush? When it was announced that the stamp duty surcharge on BTL would increase by 3% on 1st April 2016, a surge of investors pushed to ensure their deals were completed before the deadline. This was a big move by the...
Wishing the best of luck to Rob's brother Tom, who is UK-based singer songwriter playing his way around the world, bringing his music to the masses, in his 1989 VW camper van Pickle....
Over the years I've dealt with some superb estate agents as well as some pretty awful ones, but my biggest bugbear has always been their irrational obsession with Agreements in Principle. As a responsible financial adviser and particularly since the recent changes in regulation (MMR 2014)...
Finally, we have something to talk about on stamp duty reform. It has today been announced by the chancellor that the existing rates will be replaced by the following: No tax on the first £125,000 paid 2% on the portion up to £250,000 5% up to £925,000 10% up...
I'm finding on a daily basis that our customers are seriously concerned about the impact that MMR will have on the ability of them getting a mortgage. Although the Mortgage Market Review has been on the agenda for a couple of years, the press don't...
A guide to completing a protection trust form…. Glossary: Settlor/Grantee - This is the person who owns the plan. Depending on who your new policy is with, will depend on which term is referred to, but both mean the same thing. Trustees - The trustees are the people that...